Electronic filing has made the submission of tax returns to the IRS very secure and accurate. And in case you’re wondering, how do I e-file my forms? Wonder no more. The IRS has four options to do that and you can choose one most suitable for you.

1.IRS Free-File Fill-able Forms
The Free File option basically caters to individuals who earn an adjusted gross annual income of $66,000 and below. The software used is called the tax-preparation-and-filing software, and it’s free. This option also offers free state return options.

The Fill-able Forms option is for those individuals whose annual adjusted gross income is higher than $66,000. To ably use this option, you must have a clear understanding on how to compute your own taxes. The software helps you with the math but its basic math. You also need to have your 2017 returns on hand to complete the process. This option does not have free state return option.

According to Bloomberg, 2015 is the worst tax season in a long time. With the new Obamacare requirements, identity theft, IRS funding issues and taxpayers taking their time, there should be a rush at the end when April 15^th comes.

Obamacare didn’t have income verification in place when it rolled out on HealthCare.com, so new enrollees estimated their income and got subsidies. The IRS is now reporting that 50% of enrollees underestimated their incomes, got a bigger subsidy than allowed, and now are having their tax refunds cut by $530. And for the 11% of Americans without health coverage they might be facing a penalty somewhere around $170.